HUMANA ADVANTAGE PLANS IN CORPUS CHRISTI

Medicare plans are offered by the federal government of the United  Medicare AdvantageStates. Advantage plans are extra beneficial plans which are offered by private institutions to the citizens of the United States who are eligible for the Original Medicare. These private organisations are credited and approved by medicare. More and more people are switching to advantage plans, because of the fact that they not only manage your original medicare but also provide extra benefits apart from medicare, at a very affordable cost. Humana Medicare Advantage plans offer an affordable monthly premium and tons of benefits. Humana Medicare Advantage plans offered in Corpus Christi are discussed below.

 

Humana Gold Plus H0028-029 (HMO)

With an overall rating of 4.2, the plan is offered at a monthly premium of $0. The plan has no annual deductible and a maximum out of pocket expense of $3400 for in-network providers. You do not have to pay any copay while visiting your primary health care provider and a copay of $25 while visiting a specialist. The plan also covers prescription drug services as well, with a deductible of $200. The deductible is applicable to non-preferred drug and specialty tier. For generic and brand name drugs, you have to pay a coinsurance of 25%. The plan covers all of your urgently needed services as well as emergency ambulance services as well. The plan covers medicare covered dental services, oral exams, x-rays, extractions, oral surgery, eye exams, eyewear, glaucoma screening, hearing exams, hearing aids, and over the counter benefits of $100 every three months. Transportation costs are also covered under this plan at $0 copay, with an unlimited number of trips to plan approved health-related location

 

 

Humana Choice H5216-128 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $88. The plan has an annual deductible of $975 and an out of pocket maximum of $5400. While visiting your primary doctor you have to pay a copay of $10 and for a specialist, you have to pay a copay of $40. The plan does not include prescription drug services. The emergency services are also covered in this plan at a copay of $100. The plan also provides skilled nursing facility for up to 100 days, with a $0 copay for the first twenty days. The plan covers preventive care and home health care services as well. The plan also covers fitness benefits as well as over the counter benefits without paying any copay or coinsurance. Chiropractic services and outpatient mental health services are also covered including both individuals as well as group sessions.

 

Humana Choice R4182-001 (Regional PPO)

With an overall rating of 3.4, the plan is offered at a monthly premium of $0. The plan charges annual deductible of $975 and an out of pocket maximum of $5700. While visiting your primary doctor you have to pay a copay of $15 and for a specialist, you have to pay a copay of $40. The plan does not include prescription drug services The plan also provides therapeutic services and radiology services, like a CT scan and MRI scan. You can also avail urgently needed services at a maximum copay of $65. The plan has a network of hospitals, doctors, nurses, and pharmacies. You would pay much less if you use in-network pharmacies and healthcare providers. Along with this, the plan covers oral exams, prophylaxis, dental x-rays, extractions, restorative services, routine eye exams, eyewear, contact lenses, glaucoma screening, routine hearing exams, meals, as well as chiropractic coverage.

 

Humana Choice H5216-043 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $18. The plan has an in as well as out of the network annual deductible of $750 and an out of pocket maximum of $6700. While visiting your primary doctor you have to pay a copay of $5 and for a specialist, you have to pay a copay of $35. The plan includes prescription drug services as well with a deductible amount of $295. The deductible amount is applicable to the non-preferred drug and speciality tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan covers an in-hospital stay for both acute as well psychiatric stay, at a $0 copay after the fifth day. You can also avail any urgently needed service as coinsurance of 40%. The plan covers oral exams, dental x-rays, prophylaxis, extractions, restorative services, eyewear, eye exams, glaucoma screening, routine hearing exams, hearing aids, fitness benefits, over the counter benefits, SilverSneakers program, meals, as well as chiropractic services.

 

Humana Choice R4182-004 (Regional PPO)

With an overall rating of 3.4, the plan is offered at a monthly premium of $54. The plan has an in as well as out of the network annual deductible of $750 and an out of pocket maximum of $6700. While visiting your primary doctor you have to pay a copay of $25 and for a specialist, you have to pay a copay of $45. The plan includes prescription drug services as well with a deductible amount of $175. The deductible amount is applicable to preferred brand, non-preferred drug, and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. The plan covers emergency room services at $90 copay, along with ambulance services. The plan also covers rehabilitation as well as speech and language therapy services. Along with this, the plan covers fitness programs, SilverSneakers program, chiropractic services, as well as up to 40 meals for 20 days.

 

Humana Choice H5216-042 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $92. The plan does not have an annual deductible and has an out of pocket maximum of $6700. While visiting your primary doctor who would have to pay a copay of $15 and for a specialist a copay of $45. The plan covers prescription drug services as well, with a deductible of $175. The deductible is applicable to the non-preferred drug and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. For the urgently needed services, you have to pay a maximum copay of $65. The plan also covers outpatient mental health, at a copay of $40, covering both individual as well as group sessions. Rehabilitation services, language therapy, speech therapy, physical therapy, skilled nursing facility, home health care as well as preventive health care are also a part of this plan.

 

Humana Choice R4182-003 (Regional PPO)

With an overall rating of 3.3, the plan is offered at a monthly premium of $95. With an annual deductible of $750, the plan has a maximum out of pocket expense of $6700. This regional PPO plan gives you the flexibility of choosing any health care provider of your choice, at a copay of $15, and a specialist at a copay of $45. Along with covering in-hospital stay for an acute disease, the plan also covers psychiatric hospital stay at a $0 copay after the fifth day. The prescription drugs are also covered under this plan, with a deductible of $175. It is applicable to preferred brand, non-preferred drug, and specialty tier as well. Extra benefits include vision care, hearing services, over the counter benefits, dental care, and fitness benefits as well.

 

Humana Gold Plus SNP DE H0028-036 (HMO D-SNP)

With an overall rating of 4.2 stars, this plan is offered at a monthly premium of $0. This gold plus plan is Special needs Plan which is specially added for people with particular chronic diseases. Not everybody is allowed to enrol in such plans. If you have a chronic disease like heart failure or end-stage renal disease, you can enrol in this plan. The special needs plan is specifically designed to cater to your needs depending on your particular situation. You have to pay a $0 copay while visiting your primary or specialty doctor. The plan also covers in-hospital stay and several chiropractic services as well. Along with covering the transportation costs, dental services, vision services, hearing services, over-the-counter benefits and fitness benefits are also covered in this plan. The plan also covers all of your prescription drug cost as well, provided you use the in-network pharmacies. The plan also provides preventive and home health care services at $0 copay.